The Risk Manager will oversee the organizations comprehensive insurance and risk management program, assessing and identifying risks that could impede the reputation, safety, security, or financial success of the organization.
Together with the Risk Director and General Manager for EcoFinance, develop and execute on a profitable growth strategy for the Moldavian market with multiple products.
Take full responsibility for the quality of the Company’s loan portfolio, its unit economics, and delivery of the targets laid down in the business plan and annual budgets.
Be directly responsible for effective operations and constant improvement of credit decision strategies, the underwriting process and policy, and collection processes for the Moldavian business.
Proactively explore sources of data and ways to make more knowledgeable credit decisions in the Moldavian market.
Together with the Head of Collections and Risk director constantly improve and develop Collection processes, Loan Portfolio monitoring, and analysis, Fraud monitoring, and prevention.
Create reports and maintain communication with the Risk Committee; take lead on the company’s overall regulatory risk compliance and assessment of market risk, credit risk, and operational risk evolution.
Preparing the operational risk reports and credit risk reports on a monthly bases. Identifying, evaluating, and reporting operational risk incidents.
To take a lead in new product feasibility studies and development to facilitate healthy Company growth.
To ensure required regulatory reporting and regulatory compliance in the area of risk, credit management, and capital adequacy, where applicable, and a relationship with CNFP on this subject.
General experience in Banking or OCN Risk Management.
Experience in Banking Institutions or OCN is a must.
Experience in scoring and Underwriting systems development.
Nice to have: SQL knowledge.
Attention to Detail.
Advanced Math Skills.
Official employment and social benefits.
International and multicultural experience.
Engagement with an international group of companies with strong values and inclusive corporate culture.
Participation in global projects for interested professionals.
Career growth and development opportunities.
Modern office with all facilities and relaxation areas, located in the heart of Center district, Chisinau.